{"id":4914,"date":"2026-07-31T14:09:42","date_gmt":"2026-07-31T14:09:42","guid":{"rendered":"https:\/\/frouharlaw.com\/?p=4914"},"modified":"2026-07-31T14:09:42","modified_gmt":"2026-07-31T14:09:42","slug":"speeding-ticket-fines-ontario-canada","status":"publish","type":"post","link":"https:\/\/frouharlaw.com\/es\/blog\/speeding-ticket-fines-ontario-canada\/","title":{"rendered":"Speeding Ticket Fines in Ontario: Costs, Penalties, and How to Fight Them"},"content":{"rendered":"

The fine printed on your Ontario speeding ticket is not the full cost. Once you add the victim fine surcharge, court fee, demerit points, and what happens to your car insurance premiums for the next three years, the number on the ticket is often the smallest part of what a speeding conviction costs you.\u00a0<\/span><\/p>

This guide covers the complete Ontario speeding fine schedule, demerit point consequences, and what your options are before the 15-day response deadline runs out.<\/span><\/p>

Ontario Speeding Fines: The Fine Schedule<\/span><\/h2>

Speeding in Ontario is governed by <\/span>section 128<\/span><\/a> of the <\/span>Highway Traffic Act<\/span><\/i> offences<\/span><\/a> framework, specifically prosecuted under the <\/span>Provincial Offences Act<\/span><\/i><\/a>. The fine amount is calculated per kilometre per hour over the posted limit; the further over, the higher the per-km\/h rate.<\/span><\/p>

Regular Speeding Fines (HTA Schedule 43)<\/span><\/h3>

The following fine schedule is taken from Schedule B to <\/span>HTA Schedule 43<\/span><\/a>, current as of January 2026. These are the base fine amounts, before the 25% victim fine surcharge and the $5 court fee are added. Demerit point figures are set separately under <\/span>Ontario Regulation 339\/94<\/span><\/a>, not Schedule 43 itself.<\/span><\/p>
Speed over the posted limit<\/b><\/td> Fine per km\/h (Schedule 43, Sched. B)<\/b><\/td> Demerit points (O. Reg. 339\/94)<\/b><\/td> <\/tr>
1\u201319 km\/h over<\/span><\/td> $2.50<\/span><\/td> 0\u20133<\/span><\/td> <\/tr>
20\u201329 km\/h over<\/span><\/td> $3.75<\/span><\/td> 3<\/span><\/td> <\/tr>
30\u201349 km\/h over<\/span><\/td> $6.00<\/span><\/td> 4<\/span><\/td> <\/tr>
50 km\/h or more over<\/span><\/td> No out-of-court settlement; court summons<\/span><\/td> 6<\/span><\/td> <\/tr> <\/tbody> <\/table>

 <\/p>

Worked example<\/span><\/h4>

Caught doing 130 km\/h in a 100 km\/h zone on Highway 417, that is 30 km\/h over the limit. Base fine: 30 \u00d7 $6.00 = $180. Add the 25% victim fine surcharge ($45) and the $5 court fee: <\/span>total out-of-pocket before insurance: $230<\/b>. That is before demerit points, and the insurance rates increase that follows.<\/span><\/p>

Paying the fine is a guilty plea<\/span><\/h4>

When you pay an Ontario speeding ticket without disputing it, you are entering a guilty plea under the <\/span>Provincial Offences Act<\/span><\/i>. Demerit points are applied to your driving record immediately, and your insurer is notified of the conviction.<\/span><\/p>

For speeds of 50 km\/h or more over the limit, there is no out-of-court set fine. You will receive a court summons and must appear before a justice of the peace.<\/span><\/p>

Speeding in a Community Safety Zone or Construction Zone<\/span><\/h3>

Fines are <\/span>doubled<\/b> when the speeding offence occurs in a designated community safety zone (Schedule D) or in a construction zone where workers are present (Schedule F). Speeding in a construction zone without a worker present (Schedule E) carries the same rates as regular speeding. School zone speeding also attracts doubled fines where the zone is designated a community safety zone.\u00a0<\/span><\/p>

Demerit points remain the same as regular speeding; only the fine amount doubles.<\/span><\/p>
Speed over the posted limit<\/b><\/td> Fine per km\/h (Schedule D – CSZ)<\/b><\/td> Demerit points<\/b><\/td> <\/tr>
1\u201319 km\/h over<\/span><\/td> $5.00<\/span><\/td> 0\u20133<\/span><\/td> <\/tr>
20\u201329 km\/h over<\/span><\/td> $7.50<\/span><\/td> 3<\/span><\/td> <\/tr>
30\u201349 km\/h over<\/span><\/td> $12.00<\/span><\/td> 4<\/span><\/td> <\/tr>
50 km\/h or more over<\/span><\/td> No out-of-court settlement \u2014 court summons<\/span><\/td> 6<\/span><\/td> <\/tr> <\/tbody> <\/table>

 <\/p>

That same 30 km\/h over example costs $360 in base fines in a community safety zone.<\/span><\/p>

Community safety zones in Ottawa are marked by posted signs near schools, parks, and high-pedestrian areas. Doubled fines in designated zones are a frequent surprise for drivers who missed the posted sign.<\/span><\/p>

Beyond the Fine: What a Speeding Conviction Actually Costs<\/span><\/h2>

The set fine on the ticket is what gets drivers’ attention. The actual long-term cost of a speeding conviction is the insurance premium increase that follows.<\/span><\/p>

Demerit Points and Licence Suspension<\/span><\/h3>

Demerit points accumulate on your Ontario driving record from the date of conviction and remain visible for two years. Under the demerit point system:<\/span><\/p>